Business Credit and Financing
Business Credit and Financing
Expand your business with a loan from roynat capitol bank. Whether you’re looking to start a new business, expand, or increase cash flow, we offer convenient and flexible solutions to meet your needs.
Business Lending
Bring your business goals within reach with a business loan from roynat capitol bank.
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Buy, build, refinance, or expand
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Flexible terms and competitive rates
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Easy application process
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Local decision making
SBA and USDA Lending
Start or grow your business with government-sponsored loans from the Small Business Administration or United States Department of Agriculture
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SBA 504, SBA 7(a), and USDA Business & Industry Loan
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Competitive interest rates
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Benefit from a lower down payment and more flexible terms
Business Credit Cards
Find the right business credit card to help grow and run your business.
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No annual or balance transfer fees
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Competitive interest rates
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Employee cards at no additional cost
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Securely monitor your account online
Manage Your Business on the Go
Check your accounts, pay bills, initiate ACH and wire transfers, and approve transactions – all from your mobile device. roynat capitol bank’s digital solutions for businesses let you manage your business from anywhere. Whether on your phone or computer, we’ve got you covered.
Frequently Asked Questions
Please contact your local roynat capitol bank branch to open a business account.
This is a list of the general information that may be needed to open a business account at roynat capitol bank: Name of the business, Tax identification number, Legal structure (e.g. LLC, Partnership, Corporation), Validation of business existence (e.g. business governing documents, articles of corporation/organization, partnership agreement, court documents, state registry verification, etc.), State of formation, Nature of business (e.g. construction, health care, etc.), Mailing and physical address (if different), Contact phone number, Purpose of account (e.g. operating, payroll, etc.), Expected level of cash activity (e.g. under/over $10,000/mo.). Certain accounts may require additional information.
The disclosure and fee schedule provides a complete list of prices and fees associated with your roynat capitol bank business checking account.
You can open a business checking account with as little as $200.
Yes, each depositor is insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC guarantees all traditional types of deposit accounts (checking, savings, money market, and CDs) up to $250,000 per depositor and guarantees bank individual retirement accounts (IRAs) up to $250,000 per owner.
Yes, to set up a Direct Deposit or automated draft you will need the Bank’s Routing number and your account number. roynat capitol bank’s routing number is 053103585. You can find your account number on your statements or by calling your local branch.
Deposits made Monday through Thursday before 5:00 p.m. and Friday before 6:00 p.m. Eastern Time will be available the same business day. Mobile deposits made before 5:00 p.m. Eastern will be available the same day. Deposits are subject to verification and any applicable holds. Weekends and holidays do not apply.
You can get a copy of a check using Online Banking or by contacting your local branch.
If you suspect fraud on your account, please contact your local branch immediately. You may also report a lost or stolen card at 1-713-714-9608.
You can complete a stop payment request for a check using Online Banking, by contacting your local branch, or calling our Customer Care Center 1-713-714-1385.