Digital Banking for Businesses
Digital Banking for Businesses
Manage your business on the go. Check your accounts, pay bills, initiate ACH and wire transfers, and approve transactions – all from your mobile device. roynat capitol bank’s digital solutions for businesses let you manage your business from anywhere. Whether on your phone or computer, we’ve got you covered.
Business Advantage Online Banking
Enjoy convenient around-the-clock access to your business accounts. This is the perfect solution for businesses that have more complex cash management needs.
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Add multiple users with customized account access
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Move your money faster by originating ACH transactions and wire transfers
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Protect your information with Positive Pay, ACH Filter, and ACH Block
Business Advantage Mobile Banking
Access your business accounts anytime from the convenience of your mobile device. Enjoy some of the best features of Business Advantage Online Banking with even more flexibility.
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Make deposits conveniently from your mobile device
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Move your money faster by originating ACH transactions and wire transfers
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Manage and approve transactions on the go to save you time
Digital Wallet
Securely take your cards anywhere using your mobile device..
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Make contactless payments from your mobile device
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Digital Wallet replaces your actual cards for a more secure way to pay
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Go cashless where Apple Pay®, Google Pay®, and Samsung Pay®are accepted
Mobile Deposit
Deposit checks into your business account with ease, simply using your mobile device.
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Save time and money by depositing checks from your mobile device
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Our secure technology ensures your financial information is always safe
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Deposit checks on your schedule, anytime day or night
Alerts
Set account and transaction alerts to help you manage your money and your account at all times.
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Set up email, text, and push notifications to detect activity
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Real-time alerts for login attempts or other fraudulent activity
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Customizable alerts for added security and peace of mind
Bill Payment
Manage your business payments from the convenience of your computer or mobile device – anytime and anywhere.
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Schedule one-time and recurring payments
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Add multiple users and assign different levels of access
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Link invoice and discount information with your payments
Don’t Think These Are the Right Digital Solutions for Your Business?
If these digital solutions don’t meet your needs, our Personal Online Banking and digital solutions may be the right choice for your small business.
Checking Accounts that Meet the Needs of Your Business?
We’re here to help you with all of your business needs. roynat capitol bank offers a variety of business checking account options as well to help you manage your money.
Frequently Asked Questions
Please contact your local roynat capitol bank branch to open a business account.
This is a list of the general information that may be needed to open a business account at roynat capitol bank: Name of the business, Tax identification number, Legal structure (e.g. LLC, Partnership, Corporation), Validation of business existence (e.g. business governing documents, articles of corporation/organization, partnership agreement, court documents, state registry verification, etc.), State of formation, Nature of business (e.g. construction, health care, etc.), Mailing and physical address (if different), Contact phone number, Purpose of account (e.g. operating, payroll, etc.), Expected level of cash activity (e.g. under/over $10,000/mo.). Certain accounts may require additional information.
The disclosure and fee schedule provides a complete list of prices and fees associated with your roynat capitol bank business checking account.
You can open a business checking account with as little as $200.
Yes, each depositor is insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC guarantees all traditional types of deposit accounts (checking, savings, money market, and CDs) up to $250,000 per depositor and guarantees bank individual retirement accounts (IRAs) up to $250,000 per owner.
Yes, to set up a Direct Deposit or automated draft you will need the Bank’s Routing number and your account number. roynat capitol bank’s routing number is 053103585. You can find your account number on your statements or by calling your local branch.
Deposits made Monday through Thursday before 5:00 p.m. and Friday before 6:00 p.m. Eastern Time will be available the same business day. Mobile deposits made before 5:00 p.m. Eastern will be available the same day. Deposits are subject to verification and any applicable holds. Weekends and holidays do not apply.
You can get a copy of a check using Online Banking or by contacting your local branch.
If you suspect fraud on your account, please contact your local branch immediately. You may also report a lost or stolen card at 1-713-714-9608.
You can complete a stop payment request for a check using Online Banking, by contacting your local branch, or calling our Customer Care Center (713) 712-5640.
Deposits made Monday through Thursday before 5:00 p.m. and Friday before 6:00 p.m. Eastern Time will be available the same business day. Mobile deposits made before 5:00 p.m. Eastern will be available the same day. Deposits are subject to verification and any applicable holds. Weekends and holidays do not apply.