Business Savings Accounts
Savings Account Options for All Businesses
At roynat capitol bank, we’re committed to helping businesses like yours reach their highest potential. We offer a variety of secure, competitive, and flexible business savings accounts and investment options to help you make the right decisions for your business. Our business savings accounts help business owners reach financial success and make the most of their hard-earned money.
Business Savings
Grow your bottom line with a competitive interest rate and easy access when you need it.
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Opening deposit of $200
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Competitive interest rates
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Low monthly service charge of $41
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Detect fraudulent checks with Positive Pay at no charge
Analysis Money Market
Earn money on your balance while still having quick access to your funds.
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Opening deposit of $1,000
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Competitive, tiered interest rates
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No monthly service charge2
Commercial Money Market Investment
This savings account is ideal for businesses with savings balances of $25,000 or more.
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Opening deposit of $25,000
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Competitive, tiered interest rates
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Low monthly service charge of $153
Need a Business Checking Account?
roynat capitol bank can help your business with all of its banking needs. Learn more about our checking accounts..
Digital Banking for Businesses
Banking online saves businesses time, money, and hassle. Digital Banking at roynat capitol bank allows you to do
your banking anywhere, anytime from your mobile device or computer, including:
- Access your account information 24/7
- Quickly deposit checks
- Securely make payments
- Control and protect your money
- Set Account Alerts for added peace of mind
Frequently Asked Questions
Please contact your local roynat capitol bank branch to open a business account.
This is a list of the general information that may be needed to open a business account at roynat capitol bank: Name of the business, Tax identification number, Legal structure (e.g. LLC, Partnership, Corporation), Validation of business existence (e.g. business governing documents, articles of corporation/organization, partnership agreement, court documents, state registry verification, etc.), State of formation, Nature of business (e.g. construction, health care, etc.), Mailing and physical address (if different), Contact phone number, Purpose of account (e.g. operating, payroll, etc.), Expected level of cash activity (e.g. under/over $10,000/mo.). Certain accounts may require additional information.
The disclosure and fee schedule provides a complete list of prices and fees associated with your roynat capitol bank business checking account.
You can open a business checking account with as little as $200.
Yes, each depositor is insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC guarantees all traditional types of deposit accounts (checking, savings, money market, and CDs) up to $250,000 per depositor and guarantees bank individual retirement accounts (IRAs) up to $250,000 per owner.
Yes, to set up a Direct Deposit or automated draft you will need the Bank’s Routing number and your account number. roynat capitol bank’s routing number is 053103585. You can find your account number on your statements or by calling your local branch.
Deposits made Monday through Thursday before 5:00 p.m. and Friday before 6:00 p.m. Eastern Time will be available the same business day. Mobile deposits made before 5:00 p.m. Eastern will be available the same day. Deposits are subject to verification and any applicable holds. Weekends and holidays do not apply.
You can get a copy of a check using Online Banking or by contacting your local branch.
If you suspect fraud on your account, please contact your local branch immediately. You may also report a lost or stolen card at (713) 712-5640
You can complete a stop payment request for a check using Online Banking, by contacting your local branch, or calling our Customer Care Center (713) 712-5640
Deposits made Monday through Thursday before 5:00 p.m. and Friday before 6:00 p.m. Eastern Time will be available the same business day. Mobile deposits made before 5:00 p.m. Eastern will be available the same day. Deposits are subject to verification and any applicable holds. Weekends and holidays do not apply.