roynat capitol bank At Work
Get More With an At Work Account
When your employer participates in the roynat capitol bank At Work program, you have access to take advantage of our At Work Plus or At Work checking accounts, exclusive account benefits including discounts on select lending products, and premium roynat capitol bank perks to save you money.
We make it easy to open a personal account online. If you’re an existing customer, log in to online banking for a simplified account opening experience.
At Work Plus
BEST VALUE
With an At Work Plus account from roynat capitol bank, get exclusive access to premium benefits to help you make the most of your money.
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Opening deposit of $25
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Discounts on select lending products
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Free ATM usage nationwide1
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Prescription, vision, and hearing discounts
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Buyer's protection, and extended warranty2,3
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Cell phone protection2,3 and 24/7 roadside assistance
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Discounts on shopping, dining, and travel
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Low monthly service charge of $5
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Low paper statement charge of $34
At Work
At Work includes money-saving benefits and helps you prioritize your financial well-being.
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Opening deposit of $25
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Discounts on select lending products
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Free ATM usage nationwide1
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Prescription, vision, and hearing discounts
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Buyer's protection, and extended warranty2,3
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Low monthly service charge of $35
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Low paper statement charge of $34
Financial wellness begins at work. Enhance your employee benefit package with the roynat capitol bank At Work program. Business customers can offer their employees a suite of banking services and other resources to make the most of their finances. These resources include checking and savings accounts, digital banking, financial wellness check-ups, discounts on select lending solutions, buyer’s protection and extended warranty,1,2 prescriptions, vision, and hearing discounts, and much more!
Plus, businesses are eligible to receive a $10 monthly statement credit when they enroll in Business Advantage Online Banking with the ACH Module3. What’s not to love?
roynat capitol bank has been very good to us for many, many years. We’ve enjoyed working with them to help support our local community.
Special At Work Offers from roynat capitol bank
The roynat capitol bank At Work program is a great way to attract, reward, and retain your employees with benefits to save time and money.
Here is what you can expect:
- Enhanced participation in company initiatives, such as direct deposit
- A dedicated point of contact at roynat capitol bank
- Customized marketing materials to promote the At Work program benefits to your employees
- Optional financial workshops tailored to your company
- No cost to your business
Find the Right Savings Account?
Our flexible savings accounts are perfect for helping you save money and achieve your financial goals faster..
Sign Up for Digital Banking
At roynat capitol bank, we’re dedicated to making it as easy as possible to manage your finances. That’s why we’ve developed and cultivated our digital banking platform. Digital banking gives you access to real-time information from the convenience of your computer or mobile device. Additionally, digital banking offers increased control over your money, letting you move cash between accounts, pay bills, turn your cards on or off, set alerts, and more!
Frequently Asked Questions
Please contact your local roynat capitol bank branch to open a personal account.
This is a list of the general information that may be needed to open a personal account at roynat capitol bank: Name of the personal, Tax identification number, Legal structure (e.g. LLC, Partnership, Corporation), Validation of personal existence (e.g. personal governing documents, articles of corporation/organization, partnership agreement, court documents, state registry verification, etc.), State of formation, Nature of personal (e.g. construction, health care, etc.), Mailing and physical address (if different), Contact phone number, Purpose of account (e.g. operating, payroll, etc.), Expected level of cash activity (e.g. under/over $10,000/mo.). Certain accounts may require additional information.
The disclosure and fee schedule provides a complete list of prices and fees associated with your roynat capitol bank personal checking account.
You can open a personal checking account with as little as $200.
Yes, each depositor is insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC guarantees all traditional types of deposit accounts (checking, savings, money market, and CDs) up to $250,000 per depositor and guarantees bank individual retirement accounts (IRAs) up to $250,000 per owner.
Yes, to set up a Direct Deposit or automated draft you will need the Bank’s Routing number and your account number. roynat capitol bank’s routing number is 053103585. You can find your account number on your statements or by calling your local branch.
Deposits made Monday through Thursday before 5:00 p.m. and Friday before 6:00 p.m. Eastern Time will be available the same personal day. Mobile deposits made before 5:00 p.m. Eastern will be available the same day. Deposits are subject to verification and any applicable holds. Weekends and holidays do not apply.
You can get a copy of a check using Online Banking or by contacting your local branch.
If you suspect fraud on your account, please contact your local branch immediately. You may also report a lost or stolen card at (713) 712-5640
You can complete a stop payment request for a check using Online Banking, by contacting your local branch, or calling our Customer Care Center (713) 712-5640
Deposits made Monday through Thursday before 5:00 p.m. and Friday before 6:00 p.m. Eastern Time will be available the same personal day. Mobile deposits made before 5:00 p.m. Eastern will be available the same day. Deposits are subject to verification and any applicable holds. Weekends and holidays do not apply.