R O Y S C O T I A B A N K
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roynat capitol bank At Work for Business Owners

Get More With an At Work Account

As an eligible business owner,1 you have access to take advantage of our At Work Plus or At Work checking accounts with no monthly service charge, exclusive account benefits including discounts on select lending products, and premium roynat capitol bank perks to save you money.

We make it easy to open a personal account online. If you’re an existing customer, log in to online banking for a simplified account opening experience.

At Work Plus

BEST VALUE

With an At Work Plus account from roynat capitol bank, get exclusive access to premium benefits to help you make the most of your money..

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    Opening deposit of $25
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    Discounts on select lending products
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    Free ATM usage nationwide1
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    Prescription, vision, and hearing discounts
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    Buyer's protection, and extended warranty2,3
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    Cell phone protection2,3 and 24/7 roadside assistance
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    Discounts on shopping, dining, and travel
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    No monthly service charge
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    Low paper statement charge of $34

At Work

At Work includes money-saving benefits and helps you prioritize your financial well-being.

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    Opening deposit of $25
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    Discounts on select lending products
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    Free ATM usage nationwide2
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    Prescription, vision, and hearing discounts
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    Buyer's protection, and extended warranty3,4
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    No monthly service charge
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    Low paper statement charge of $35

Not sure which option is best for you?

Compare our checking account options...

Enhance Your Employee Benefit Package

The roynat capitol bank At Work Program gives your employees a suite of resources to make the most of their finances. These resources include checking and savings accounts, digital banking, financial wellness check-ups, discounts on select lending solutions, premium roynat capitol bank Perks, and more!

Sign Up for Digital Banking

At roynat capitol bank, we’re dedicated to making it as easy as possible to manage your finances. That’s why we’ve developed and cultivated our digital banking platform. Digital banking gives you access to real-time information from the convenience of your computer or mobile device. Additionally, digital banking offers increased control over your money, letting you move cash between accounts, pay bills, turn your cards on or off, set alerts, and more!

Frequently Asked Questions

Logging in as a roynat capitol bank customer will save you time! We can import your existing customer information and reduce the number of steps in the application process.

no we are currently working on one, be safe

You can easily open a Personal Checking, Personal Savings, Money Market Savings, and Student Savings account online. You may also open an account by contacting your local roynat capitol bank branch. or clicking on the register button to submit an application.

The disclosure and fee schedule provides a complete list of prices and fees associated with your roynat capitol bank personal checking account..

You can open a personal checking account with as little as $25.

You’ll need your social security number, date of birth, mother’s maiden name, address, government issued ID, payment for your opening deposit, and employer’s unique At Work ID, if applicable.

Your account will be immediately available to use once you make an opening deposit. You’ll be able to make your opening deposit easily online during the online account opening process.

Yes. You need to be at least 13 years of age to open an account online..

Yes. To open a bank account online, you must authorize roynat capitol bank to obtain information from your personal credit profile from credit reporting agencies. You authorize us to obtain such information solely to evaluate your eligibility for an account and this is not an application for credit and will not impact your credit score.

You’ll receive an instant notification of your approval status! Once you’ve provided all of the necessary information, we’ll let you know immediately if your account has been approved.

There are four easy ways to fund an account opened online. You can make your opening deposit by:

  1. Using a debit card
  2. Transferring funds from another bank account (internal or external)
  3. Making a mobile deposit
  4. Going to a local roynat capitol bank branch
  5. cryptocurrency

Your new online account must be funded within 45 days of account opening. If a deposit is not made within that time frame, your account may be closed.

Have a question? Give us a call at (713) 712-5640
  1. Business owners are individuals that have 25% or more ownership in a company with an active business relationship at roynat capitol bank..
  2. Other financial institutions may charge you to use their machines.
  3. Subject to the terms and conditions detailed in the Guide to Benefits..
  4. Insurance products are: NOT A DEPOSIT. NOT FDIC INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
  5. The paper statement charge can be waived with online statement enrollment.