Personal Checking Accounts
A Powerful New Way to Save Money
In addition to free online banking, mobile banking with mobile deposit, a Visa® debit card, and other convenient digital banking solutions, our Preferred, Elite, Student Plus, and At Work Plus accounts come with premium perks, savings, and everyday protection. And they are powered by the BaZing network, which features the nation’s largest network of coupons and discounts.
Enjoy local and national discounts to save you money on shopping, dining, and travel from the convenience of the roynat capitol bank Perks app. Plus, log in to the Perks website for additional discounts from national retailers and deals on concerts, theme parks, and more.1.
Pay your cell phone bill with a qualified roynat capitol bank checking account, and you're covered. We'll pay to have it repaired or replaced if your cell phone is broken or stolen, up to $600 per claim (maximum of $1,200 per year).2,3.
There are two options when using this service, a 24/7 Network Provider or you may choose your own provider. Up to $80 in covered service charges. Coverage includes: towing, flat tire assistance, battery services, fuel delivery, and more..
Pay less for your eye exams, frames, and lenses. Save up to 50% or more on prescription drugs at participating pharmacies. Save 15% on over 70 models of hearing aids through a nationwide network of hearing care offices. !
Newly purchased items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, when purchased using a qualified roynat capitol bank checking account.2,3 .
Includes payment card fraud resolution, $2,500 in personal identity theft benefit, and identity restoration.2,3 .
Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.4 .
Receive up to $10,000 in travel accidental death coverage to give you peace of mind for the unexpected.3 .
Learn more about our Personal Checking Accounts
At roynat capitol bank, we think managing your finances should be simple. We offer a variety of personal checking account options that are easy to use, save you time, and provide you with peace of mind that should come with a superior banking experience. Whether you are looking for a basic checking account or an account that comes with perks and the ability to earn money, we have the right solution for you.
Ready to Get Started?
Opening a checking account online is easy! All you’ll need is your social security number, date of birth, mother’s maiden name, address, government issued ID, payment for your opening deposit, and your employer’s unique At Work ID, if applicable.
If you’re an existing customer, log in to online banking for a simplified account opening experience.
Frequently Asked Questions
you can access your perk by signing into your web dashboard and visiting the perk benefits page.
Please contact BaZing support at 855-UBAZING (855-822-9464) or customer.service@bazing.com. The BaZing customer service team is available Monday-Friday from 9:00 a.m. to 6:00 p.m. Eastern Time.
You can easily open a Personal Checking, Personal Savings, Money Market Savings, and Student Savings account online. You may also open an account by contacting your local roynat capitol bank branch.
The disclosure and fee schedule provides a complete list of prices and fees associated with your roynat capitol bank personal checking account.
You can open a personal checking account with as little as $25.
You’ll need your social security number, date of birth, mother’s maiden name, address, government issued ID, payment for your opening deposit, and employer’s unique At Work ID, if applicable.
Your account will be immediately available to use once you make an opening deposit. You’ll be able to make your opening deposit easily online during the online account opening process.
Yes. You need to be at least 13 years of age to open an account online..
Yes. To open a bank account online, you must authorize roynat capitol bank to obtain information from your personal credit profile from credit reporting agencies. You authorize us to obtain such information solely to evaluate your eligibility for an account and this is not an application for credit and will not impact your credit score.
You’ll receive an instant notification of your approval status! Once you’ve provided all of the necessary information, we’ll let you know immediately if your account has been approved.
There are four easy ways to fund an account opened online. You can make your opening deposit by:
- Using a debit card
- Transferring funds from another bank account (internal or external)
- Making a mobile deposit
- Going to a local roynat capitol bank branch
- cryptocurrency
Your new online account must be funded within 45 days of account opening. If a deposit is not made within that time frame, your account may be closed.
- Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.
- Subject to the terms and conditions detailed in the Guide to Benefits.
- Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK..
- Billshark requires additional activation to begin.
- roynat capitol bank Perks only available to customers who have an active Preferred, Elite, Student Plus, and At Work Plus account.