Credit and Financing
Credit and Financing
Whether you are in the market to make home improvements, pay for that dream vacation, or make a large purchase, roynat capitol bank offers convenient and flexible lending solutions designed to meet your needs.
Home Equity Line of Credit (HELOC)
BEST VALUE
Take advantage of your home’s equity and turn your financial dreams into reality.²
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Save money - interest paid may be tax-deductible¹
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Easy access to funds
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Transfer funds using Online Banking
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Flexible monthly payments
Credit Cards
Enjoy convenient and flexible credit cards that make your everyday purchases easier.²
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No annual fee
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No balance transfer fee
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Credit lines ranging from $1,000 to $50,000
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Visa® and Mastercard® options available
Find the Right Savings Account?
Our flexible savings accounts are perfect for helping you save money and achieve your financial goals faster..
Manage Your Accounts On The Go
With our convenient digital solutions, you can check account balances, transfer funds, make a loan payment, and more anytime and anywhere.
Frequently Asked Questions
access your dashboard go to loan tab and fill out necessary fields
The Annual Percentage Rate (APR) takes certain loan costs into consideration as financing costs and displays a rate that includes these costs. Your APR is shown on your loan estimate.
By federal law, you are entitled to receive a free credit report every 12 months from each bureau. You may obtain this free report from Annual Credit Report. This website is authorized by the government to provide free credit reports. You may also contact one of the three bureaus. Equifax (1-800-685-1111), TransUnion (1-800-916-8800), and Experian (1-888-397-3742).
This is a list of the general information that may be needed to apply for a loan at roynat capitol bank:
- Name
- Tax identification number
- Valid government photo identification issued at least 30 days ago
- Date of birth
- Mailing and physical address (if different)
- Contact phone number
- Mother’s maiden name (for additional security)
- Citizenship/residency status
- Occupation
- General source of funds (e.g. wages, self employed, etc.)
- Expected level of cash activity
- Financial documentation (e.g. personal tax returns, current paystub, etc.)
Certain accounts may require additional information.