R O Y S C O T I A B A N K
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Digital Banking

Digital Banking

Managing your money while on the go has never been easier. Digital Banking at roynat capitol bank lets you do virtually everything on your banking to-do list without driving to a branch. Whether it’s on your phone or computer, we’ve got you covered.

Online Banking

Online banking allows you to easily manage and control your money from anywhere on any device.

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    View statements to stay on top of your finances
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    Set account and transaction alerts to keep your account secure
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    Transfer money between your roynat capitol bank accounts and your accounts at other financial institutions

Mobile Banking

Get the most out of your banking experience through the roynat capitol bank Mobile app.

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    Bank from anywhere, anytime, on any device
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    View transactions, make payments, and deposit checks, all from your mobile device
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    Transfer money between your roynat capitol bank accounts and your accounts at other financial institutions

Digital Wallet

Securely take your cards anywhere using your mobile device..

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    Make contactless payments from your mobile device
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    Digital Wallet replaces your actual cards for a more secure way to pay
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    Go cashless where Apple Pay®, Google Pay®, and Samsung Pay®are accepted

CardControl

Control and protect your debit card from the convenience of roynat capitol bank Mobile Banking.

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    Guard against unauthorized usage by turning your debit card off in the event of a misplaced card
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    Set controls for spending limits, locations, and merchant types
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    Add travel plans to limit interruptions

Mobile Deposit

Deposit checks into your business account with ease, simply using your mobile device.

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    Save time and money by depositing checks from your mobile device
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    Our secure technology ensures your financial information is always safe
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    Deposit checks on your schedule, anytime day or night

Alerts

Set account and transaction alerts to help you manage your money and your account at all times.

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    Set up email, text, and push notifications to detect activity
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    Real-time alerts for login attempts or other fraudulent activity
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    Customizable alerts for added security and peace of mind

Zelle®

A convenient way to send money using mobile banking or online banking.

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    Safely and easily send money to friends and family
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    Request funds from your loved ones using just their phone number or email address
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    Easily divide the check for dinner, coffee, and more

Bill Payment

Manage your business payments from the convenience of your computer or mobile device – anytime and anywhere.

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    Schedule one-time and recurring payments
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    Add multiple users and assign different levels of access
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    Link invoice and discount information with your payments

Don’t Think These Are the Right Digital Solutions for Your Business?

If these digital solutions don’t meet your needs, our Personal Online Banking and digital solutions may be the right choice for your small business.

Checking Accounts to Meet Your Needs

Whether you’re looking for a basic checking account to meet your everyday banking needs or an account that comes with added perks like local shopping deals, health saving benefits, cell phone protection, roadside assistance, and more – we have the right checking solution for you. Our Basic, Preferred, and Elite options are perfect for everyday transactions as well as your other unique needs.

Frequently Asked Questions

All business and personal accounts come with free Mobile Banking and Online Banking. There may be a fee for using services in Online Banking. Additional fees may also apply for businesses enrolled in Business Advantage.

Yes, to transfer to or from another financial institution you can use our External Transfers feature. This feature is available to Personal Online Banking customers and in our convenient Mobile Banking app.

Yes, Online Banking and Mobile Banking allow you to move money between your roynat capitol bank Accounts. You are also able to transfer money to and from another financial institution with Personal Online Banking.

Have a question? Give us a call at (713) 712-5640