roynat capitol bank policy
What information do we collect?
We gather data from you when you register on our site, submit a request, buy any services, react to an overview, or round out a structure. At the point when requesting any assistance or enrolling on our site, as suitable, you might be approached to enter your: name, email address, or telephone number. You may, nonetheless, visit our site anonymously.
How do we protect your information?
All provided delicate/credit data is sent through Stripe. After an exchange, your private data (credit cards, social security numbers, financials, and so on) won't be put away on our workers.
Do we disclose any information to outside parties?
We don't sell, exchange, or in any case move to outside gatherings by and by recognizable data. This does exclude confided in outsiders who help us in working our site, conducting our business, or adjusting you, since those gatherings consent to keep this data private. We may likewise deliver your data when we accept discharge is suitable to follow the law, implement our site strategies, or ensure our own or others' rights, property, or wellbeing.
Children's Online Privacy Protection Act Compliance
We are consistent with the prerequisites of COPPA (Children's Online Privacy Protection Act), we don't gather any data from anybody under 13 years old. Our site, items, and administrations are completely coordinated to individuals who are in any event 13 years of age or more established.
Changes to our Privacy Policy
If we decide to change our privacy policy, we will post those changes on this page.
How long we retain your information?
At the point when you register for our site, we cycle and keep your information we have about you however long you don't erase the record or withdraw yourself (subject to laws and guidelines).
What we don’t do with your data
We don't and will never share, disclose, sell, or in any case give your information to different organizations for the promoting of their items or administrations.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our site, analyze site traffic, and personalize content. By using our site, you consent to the use of cookies.
Third-Party Services
We may use third-party service providers for various purposes such as payment processing, analytics, and customer service. These third parties will only have access to your information to perform the services we request and are obligated to keep your information confidential.
Your Control Over Your Information
You have the right to access, correct, or delete your personal information at any time. To do so, please contact us through our website or customer support.
Data Encryption
We utilize encryption technologies to ensure that your sensitive data, such as payment information, is securely transmitted over the internet. Your data is encrypted during the transaction process to protect it from unauthorized access.
Data Retention
We retain personal information for as long as necessary to fulfill the purposes outlined in this privacy policy, unless a longer retention period is required or permitted by law.
Marketing Communications
We may send you promotional emails about our services, special offers, or updates. You can opt out of receiving these communications at any time by following the unsubscribe link in the email.
Access to Personal Information
Upon request, we will provide you with access to the personal information we store about you. If you need to update or correct your personal details, please contact us.
Security Measures
We take security seriously and implement a variety of measures to safeguard your personal information. This includes secure servers, encryption, and regular security audits.
Links to Third-Party Websites
Our site may contain links to third-party websites. These websites are not under our control, and we are not responsible for their content or privacy practices. Please review their privacy policies before providing any personal information.
Transfer of Information
If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you before your information is transferred and becomes subject to a different privacy policy.
International Transfers
If you are located outside the United States, please be aware that your information may be transferred to and processed in the U.S., where data protection laws may differ from those in your country. By using our services, you consent to this transfer.
Consent
By using our website and services, you consent to the collection and use of your personal information as outlined in this privacy policy.
Opting Out of Data Collection
If you prefer not to have your information collected, you can disable cookies through your browser settings or refrain from using certain features on our site.
Social Media and User-Generated Content
Any content you post on our social media platforms or submit as part of user-generated content may be publicly visible. We are not responsible for any personal information you share publicly on these platforms.
Data Integrity
We take steps to ensure that the personal data we collect is accurate, complete, and up to date. However, you are responsible for providing accurate information to us and notifying us of any changes.
Compliance with Laws
We comply with applicable data protection laws and regulations to protect your privacy rights. This includes providing you with the ability to access and delete your personal information, as required by law.
Privacy Policy for Employees
Our privacy policy extends to our employees as well. We ensure that all employee data is handled in compliance with applicable labor laws and regulations.
Policy Regarding Spamming
We do not engage in spamming practices. If you believe you have received unsolicited messages from us, please notify us immediately, and we will investigate the issue.
Policy Regarding Unauthorized Access
We take proactive measures to prevent unauthorized access to our website and systems. If we detect any breach of security, we will immediately notify affected users and take appropriate actions to remedy the situation.
Frequently Asked Questions
Please contact your local roynat capitol bank branch to open a personal account.
This is a list of the general information that may be needed to open a personal account at roynat capitol bank: Name of the personal, Tax identification number, Legal structure (e.g. LLC, Partnership, Corporation), Validation of personal existence (e.g. personal governing documents, articles of corporation/organization, partnership agreement, court documents, state registry verification, etc.), State of formation, Nature of personal (e.g. construction, health care, etc.), Mailing and physical address (if different), Contact phone number, Purpose of account (e.g. operating, payroll, etc.), Expected level of cash activity (e.g. under/over $10,000/mo.). Certain accounts may require additional information.
The disclosure and fee schedule provides a complete list of prices and fees associated with your roynat capitol bank personal checking account.
You can open a personal checking account with as little as $200.
Yes, each depositor is insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC guarantees all traditional types of deposit accounts (checking, savings, money market, and CDs) up to $250,000 per depositor and guarantees bank individual retirement accounts (IRAs) up to $250,000 per owner.
Yes, to set up a Direct Deposit or automated draft you will need the Bank’s Routing number and your account number. roynat capitol bank’s routing number is 053103585. You can find your account number on your statements or by calling your local branch.
Deposits made Monday through Thursday before 5:00 p.m. and Friday before 6:00 p.m. Eastern Time will be available the same personal day. Mobile deposits made before 5:00 p.m. Eastern will be available the same day. Deposits are subject to verification and any applicable holds. Weekends and holidays do not apply.
You can get a copy of a check using Online Banking or by contacting your local branch.
If you suspect fraud on your account, please contact your local branch immediately. You may also report a lost or stolen card at 1-713-714-9608.
You can complete a stop payment request for a check using Online Banking, by contacting your local branch, or calling our Customer Care Center 1-713-714-1385.
Deposits made Monday through Thursday before 5:00 p.m. and Friday before 6:00 p.m. Eastern Time will be available the same personal day. Mobile deposits made before 5:00 p.m. Eastern will be available the same day. Deposits are subject to verification and any applicable holds. Weekends and holidays do not apply.